Surf Cities

About Our Chapter

NCL, Inc., Surf Cities Chapter is a group of mothers and daughters who have come together in a commitment to community service, leadership development and cultural experiences.
Members shall reside in San Diego County. Like all NCL, Inc. Chapters, Surf Cities aims to foster the mother-daughter relationship by serving its communities together.

Surf Cities was founded on April 6, 2003 with 31 founding members, and is the 111th NCL, Inc. chapter to form in the United States. We now have more than 130 mother-daughter teams (300 people) serving 28 philanthropies in north San Diego County. On average, our chapter works more than 10,000 volunteer hours each year.

As community leaders, we want to build strong ties with our philanthropy partners and serve their needs. We work hard to make their lives a touch easier and in doing so, they can have a bigger impact on their communities. Our work is fun, rewarding, and makes a big difference.

In addition to philanthropy, our members take part in cultural experiences that encourage social awareness, kindness and integrity. We’ve taken dance, art, self defense, and etiquette classes, visited museums, watched plays and musicals, and have even taken goat yoga! We take pride in planning our annual events — Mother Daughter Tea, Fashion Show, and Senior Recognition — and use them to honor NCL traditions and celebrate our unique group.

NCL Core Values

●      Strengthening the mother-daughter bond

●      Empowering women with the skills and confidence to mentor and lead

●      Inspiring a legacy of social awareness and compassion

●      Providing depth of support in local communities

●      Honoring a culture of diversity, equity and inclusion

●      Modeling integrity, graciousness and excellence

Join Our Chapter

Interested in joining our chapter? Membership opportunities are dependent on chapter openings.

If you know someone in our chapter, talk to her about getting started, membership obligations and our membership drive timeline.  If you do not know someone in NCL, you are invited to complete this Membership Inquiry Form.

Membership Inquiry Form

For any questions regarding Membership, requests for transfers or assistance with connecting as a Sustainer, email us.


We accept members once a year, January 15 through March 1. For more information about Surf Cities membership, please contact

Mothers and their daughters (grades 7-12) participate in a program that embraces:

Community Service

We understand and serve communities in partnership with local and national nonprofits. Each NCL, Inc. chapter promotes social awareness by considering the local community’s needs and selecting appropriate non-profit organizations to support through different volunteer activities.

We work with the following philanthropies:

  • Adopt-A-Beach
  • Allgire Foundation
  • Alzheimer’s Association
  • American Heart Association
  • American Red Cross
  • Beacons
  • City of Carlsbad
  • City of Encinitas
  • Comfort Cub
  • CRC: Events
  • CRC: Food Distribution Center
  • CRC: Holiday Basket Program
  • Cystic Fibrosis Foundation
  • Disaster Response
  • Giving Tuesday
  • Habitat For Humanity
  • ICA
  • Ivey Ranch Park Association
  • La Posada de Guadalupe
  • LCYO Champions League Baseball
  • Meals on Wheels
  • Military Baby Shower District Event
  • MS Society – Pacific Coast
  • My Girlfriend’s Closet
  • Operation Gratitude
  • Operation Homefront
  • Rancho Coastal Humane Society
  • San Diego Botanic Garden
  • SNAP – Spay Neuter Action Project
  • Sunrise Senior Living
  • Susan G. Komen Breast Cancer Foundation
  • The Kindness Campaign

Philanthropy Calendar Request Form 

  • Adopt A Beach
  • Allgire Foundation
  • Beacons
  • City of Carlsbad
  • City of Encinitas
  • Comfort Cub
  • Community Resource Center
  • Cystic Fibrosis Foundation
  • Habitat For Humanity
  • Institute of Contemporary Art (ICA)
  • Ivey Ranch
  • La Posada de Guadalupe
  • LCYO Champions Baseball
  • Meals on Wheels
  • Military Services
  • MS Society
  • My Girlfriend’s Closet
  • Operation Homefront
  • Rancho Coastal Humane Society
  • San Diego Botanic Garden
  • Spay Neuter Action Project
  • Sunrise Senior Living
  • Susan G Komen Breast Cancer Foundation

Leadership Development

We build capable, courageous leaders through opportunities to learn, reflect and develop. Our leaders become successful in their education, career and communities by learning the necessary skills during their NCL experience.

Examples of skills developed include:

  • Confidence
  • Consensus building
  • Team building
  • Conflict resolution
  • Event planning
  • Parliamentary procedure

Our Chapter Board of Directors:

  • President: Jacqueline Cherie Frazier
  • President Elect: Kristina Krutop
    Kristina Krutop
  • Secretary: Mindy Lacy
  • Treasurer: Alison Lowery
    Caitlin Carter
  • Parliamentarian: Kristina Cornejo
  • Vice President Communications: Niki Morrison
  • Vice President Membership: Christie Kay
  • Vice President Philanthropy: Elaine Waldman
  • Vice President New Members: Cortne Carmean
  • Vice President Ticktockers: Jody White
  • Vice President Chapter Engagement and Inclusion: Lora Zaroff

Our Leadership Program

Every Surf Cities Ticktocker (NCL term for our daughters) is encouraged to take a position on their grade-level board, giving them an opportunity to run meetings, plan events, express their ideas and concerns, and steer the direction of their class. 

Our Patronesses (NCL term for moms) can stretch their wings too. We have a chapter job every year (except your first year in chapter), whether as a philanthropy liaison, part of an event planning team, or a chapter board member. 

We are building leaders, both moms and daughters.

Cultural Experiences

We preserve National Charity League traditions and core values, while appreciating the growth that comes from connecting with different communities and cultures. We continually strive to build stronger ties with our communities and the individuals within them. It is through this understanding that we grow and develop broader worldviews that will shape and support our lives.

  • Traditions – We celebrate the richness of our history through traditions that honor the past while serving the future.
  • Values – We embrace values that make us strong as an organization of mother-daughter leaders.
  • Community Connections – We build connections through experiences that impact our communities.
  • Etiquette – We encourage and mentor kind, respectful and gracious social conduct.

NCL chapters throughout the country are intent on embracing long-standing NCL traditions in addition to creating new ones. Surf Cities is no different. Each year, mothers and daughters attend a cultural event as a class with a focus on different areas of art, theatre, dance, music, wellness, and much more.

In addition, we take pride in our annual chapter events, which celebrate our work, growth, and dedication to our community. Our Mother-Daughter Awards Tea is a long-standing NCL tradition that honors our work in the community while also celebrating the etiquette and graciousness of a traditional tea. Our Fashion Show highlights the growth and journey of our 10th grade class, while encouraging the girls’ self confidence and individuality. Senior Recognition celebrates our senior class and the work they’ve done during their six years in NCL.

Chapter Award